Income Web

Goldeninv Inc.

Posted by Little Monster | 9:03 AM | 0 comments »

This post is no longer current and I have removed it as the program turned out SCAM and AU CHAK KWAN, the owner is a great SCAMMER from Asia.


I have nothing useful to say about goldeninv.biz…Sorry to take up your time.

About SafeAtom

Located in 8101 Sandy Spring Road, Suite 220 No.3403, Laurel, Maryland, Zip Code: 20707, the Safe Atom HYIP Company has been dealing in the nuclear power industry the last ten years. The objective is to invest in smaller companies for bigger profits, which the larger businesses cannot provide. So let’s see what they can offer those who enjoy investing high yield opportunities.

One thing to remember before you get started is that high yield opportunities are a high risk investment. This means there is a great potential you may lose all the money invested with this or any other high yield company. So if you are new to this industry, start out slow and work your way up. This way you can get a better understanding of how Safe Atom works.

One of the founders of SafeAtom, István started getting interested in nuclear power in 1997 and over the years he started investing specifically in this industry. Once Kovács figured out the importance of getting his money into the smaller companies, the profits started to flourish. As time passed, other people joined the adventure until Safe Atom HYIP was born in June 2007.

One thing Kovács reveals on the home page of the Safe Atom HYIP website is the fact that high yield investments are high risk and this was partially the reason he turned to nuclear power engineering. This way they can lower the risk in a more stable atmosphere.

Investment Opportunity

Safe Atom has only one program for you to join. They keep it simple with a 2% daily profit on your investment, which must be invested over 150 days. The minimum deposit for this opportunity is $1 and even though people put less in their account, until the dollar amount is reached, no investments will be made. There is also a stipulation where if you choose to take any of your investment out before your 150 days expires a 50% fee will be deducted from the withdraw amount.

There is also a referral program where additional money can be made that the Safe Atom offers. The first thing to understand is they offer you the chance to make money without making your own deposit. Like an affiliate program except whatever money is made from referrals you will be able to withdraw immediately without penalty. The flat rate of 10% is offered so $50 deposited equals five bucks for you.

Final Thoughts

In my opinion, SafeAtom is a wonderful, trusted and respectable program that even exceeded my expectations in terms of longevity. More than 5 months online is a very good achievement for such a program. The site Alexa ranking now reached 36,653 and this rapid growth continues.

My first investment of $20 in this program (compounded at 100%) earned a cool $389.99 after 150 days. My second and third investment ($10 e-gold & $10 libertyreserve, respectively and both were also at 100 % compounded) are now $71.36 combined. I’ve the option to withdraw my earnings but I didn’t. I’d like to get it at $399.99 again…I’m positive I can get it when time comes.

Whatever you decide to do as far as your investment goals, I ask you to be responsible in only investing what you can afford to lose. High risk programs like this one can make you money, but can lose it as well.


Also, please read the hot discussions below about this HYIP:

http://www.talkgold.com/forum/showthread.php?t=207995&page=1

http://www.goldage.net/forum/showthread.php?t=35603

http://goldentalk.com/t29337-10-2.html

http://www.moneymakergroup.com/Safeatom-Wwwsafeatomc-t188218.html&st=15/



About RealProfit4U

Posted by Little Monster | 11:42 PM | 0 comments »


Last 18th of July as I was reading TalkGold forum, I found a topic in their Current HYIP’s Discussion section that caught my attention. The topic’s title is RealProfit4U – RealProfit4U.com. It’s about a new HYIP that started on July 14, 2008. Lot of members of the forum participated in the discussion because the admin of the program is online that time. As I go along, I’ve noticed that lot of good opinion about the program were posted…also, members who have joined and experienced this program posted their proof of payment in the discussion thread. Without much ado, I joined. But, only minimum - something I can afford to lose.

RealProfit4U

RealProfit4U is a private high yield investment program, backed up by Gold, Forex and Stocks trading. Based on their stats this HYIP started on July 14, 2008 and has now 156 total accounts, 105 of which are active. A total amount of $3,542.30 were deposited on the program and out of this a total of $1,109.54 were already withdrawn, presumably payments of members who requested payouts.

This program offers three investment packages, namely; Basic Plans, Premium Plans and Limited Plans as shown below.

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How it works


Your earning will calculate 7 days a week include weekends and holiday. All transactions are handled via e-gold, Liberty Reserve, V-Money and Alter Gold. You can request your balance each time that you want. You may make an additional spend as many times as you like. Minimum and maximum spend is depend on investment packages. Payments are made daily and maximum 12 hours after your withdrawal request.

To open an account, just click the link I provide below, sign-up and fill a small registration form. As soon as you are done you’ll be able to login and start investing. Please take note: Invest with extreme care…invest only amount which you can afford to lose. Please read the rules in my previous posts.

I you wish to invest but no e-currency account of any sort, then open free account on the following; www.e-gold.com, www.libertyreserve.com, and www.v-money.net. To fund it google “gold exchanger” and find the one that is near in your place or country. Or, if you wish you can YM me (ID: justding) for currency exchange…but that depend if I’ve still available funds on my non-e-currency account such as PayPal or Alertpay.

Happy investing!



Golden Invest, a Scam?

Posted by Little Monster | 8:00 AM | 0 comments »

This program started on May 23, 2008 and today it’s already 66 days old. Their site info states that it has 5, 038 total accounts, but there were only 3, 811 active accounts and that includes me. A total of $430, 229.34 (and continuously growing daily) representing investments were deposited. Of this amount a total $207, 969.96 were withdrawn to pay investors/members who requested payment.

I don’t know why some people claiming they were scammed by this program. I feel sad for these people. If really that’s true they experienced such thing I’m really, really sorry for them. In HYIP world anything can happen in a short period of time that will caught you off-guard. Past performance of any of programs is no guarantee for the same or similar future performance.

As of this date, I continuously receive payment from this program. My upline and other investors which I always had contact voiced the same thing - they continuously received their payments without delay.


In my simple analysis, maybe these people invested on liberty reserve. Usually, this currency pays instantly faster that any currencies used and accepted by the program. But, for several days in the past LR website is downed as they were undergoing server maintenance. And I experienced that too as I can’t make deposit with my newly joined programs. And because they can’t withdraw their earnings for several days, so they claimed they were scammed, but were not. Now LR is back and I don’t heard cries anymore.

For me, Golden Invest is still a good program to invest with nowadays.

If anyone is still interested joining this program you may click the banner below.


Thank you for your visit.


HYIP Rules

Posted by Little Monster | 8:08 PM | 0 comments »

When it comes to investing, there are two important rules to follow:

1) If it sounds too good to be true, it probably is
, and,
2) Never invest what you cannot afford to lose.

Below are guidelines for newbie investors who will try to venture the very challenging world of HYIP...a shark infested waters of the HYIP world as one of my forum mate jokingly had said.


Plan Long-Term

Never ever dream or plan to get rich within a very short period of time, get rich quick schemes just don’t work. The good HYIP investment programs will pay consistently and reliably, I will not give any examples, because that is your job to find them out. I recommend being in programs for at least 6 months- 1 year, that way you can make consistent profits, if you try short term HYIPs, you will be stressed out and possibly loose all your funds.


Get Ready to Loose

“Prepare for the worst, hope for the best”. Losses will occur every once in a while. It is a fact of life. If you are prepared, you won’t be caught when you are weak, and it will only serve as a learning curve, a greater vigilance to these things, and serve to make you stronger, you can learn a lot of things from other people, but learning from mistakes I believe is the most effective way. There are many ways to fail, and each loss represents less ways left to learn from.


Don’t Quit!

Winners don't quit. Read and study all that is available, if this means reading every forum and blog word for word then so be it. Knowledge is power, and if you fail you will learn new ways, make many plans and attack them, find weaknesses in these plans, you will not loose the next time because you can't. However if you quit then you will never know what would have happened and you may regret that choice.


Diversify Your Investment

This is extremely important, never put all your eggs into one basket. You should invest in as many programs you feel are legal and not a scam. I find this quite difficult and there is only a handful of legit programs out there. I would aim to have around 5 good programs to invest in, if one program was to scam or have major losses, you will still have the other 4, however if you just invested in one, then you've lost everything. Try to spread your funds evenly as you can, there is no point in having a small amount in a program and most in one. Place slightly more in programs where you feel more comfortable in, and slightly less in those you’re not completely sure about.


Get back your principal

This is optional, you may get part of you initial amount back as soon as possible or at a certain time, a lot of programs have time lock periods where your initial is locked. I usually let my entire amount compound during the lock period if I trust the program, and withdraw when it is unlocked; this period is about 6-12months usually. I occasionally take out lump sums to add to my reserves without damaging my interest too much. Compounding is EXTREMELY powerful and can turn your money into much larger amounts, strategies can be developed to deal with this, for example, 3 months allow to compound, withdrawal 3 months interest and then allow to compound 3 months, etc.., or withdrawal every other month. You should adjust this to your targets, but don't get greedy! You will end up learning a valuable lesson when you loose!


Research, Research and more Research

Well it depends how much you are investing, therefore determining how much time you spend tracking them down etc. some things like managed accounts confirm that they cannot scam you, but they can also be amateur traders etc.. I advice you do a domain Whois, call them, pull up records, police and finance. Check if they supply correct info. Check trading history, qualifications, age, sex, profile, and experience, are they telling the truth! Don't just check them out, check out their family, usually when you can’t find their family, they don't exist by that name. Track their friends address, get pictures etc. For example I would do all of this if I was to invest a huge amount into GI for example. Keep all sensitive info to yourself, if worst comes to worst you may be able to recover your money, or bring them to justice if they were fraudulent.


Be Very Skeptical

Usually if it’s too good to be true it is, do some research! Any program that pays more than 15% monthly should be dealt with very carefully. Remember there are lots and lots of scammers out there so you need to be very skeptical of any program younger then 6-12 months. Never join any unoriginal scripts and ones who have Ref commissions. Ideally a good program would. pay 5-10% monthly, be private, (invite only), have unique script, not have any referral commission, and not advertise itself heavily, it would also provide proof of trading and names/addresses of principals and be a registered company, (this by itself is meaningless). Contact telephone should work also.


Watch Out for Red Flags

There are many things to look out for, for example, a ponzi wants more and more members, if it seems to make offers and bonuses and referral competitions, then it is surely a ponzi, and a scam. If you believe traders are not trading good, i.e. increasing risk to get them out of a negative result, or not supplying truthful information. Any research that proves any bit of evidence to suggest it is not legal as you thought or links to other organizations known to scam.


Avoid Greed

The worst of all deceptions is self-deception, as Sun Tzu put it best, “The wise general cannot be manipulated”. To avoid being deceived, we need to be continually improving our individual and corporate strengths and weaknesses. The issues to be addressed in this regard include; our emotions — ego, hope, fear, and, greed. I have seen many people defeat themselves, by the weakness in their own mind and I can see their flaws. I cannot tell you how to fix this; I can only tell you that you must. “If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.” You may know the program, but do you know yourself, you lie and trick yourself into believing their lies, you yourself will come up for a perfect explanation to how they make their money if you want to. If you master yourself you will be able to defend from this.

Are HYIPs legal?

Posted by Little Monster | 5:16 AM | 0 comments »

Nowadays, many consider HYIP as a growing and highly profitable industry. Some says it is like other forms of risk investments such as Forex and Stocks. However, investors treated HYIP as another form of gambling offline or online, which is of questionable legal status in the U.S. and some other countries where the odds of winning cannot be determined, as one cannot know whether one is playing early enough to win money. Thus, the risk involve in HYIP is so high.


To risk or not to risk?


A million dollar question. It really depends on you. HYIPs are extremely high risk. So, it would be helpful to do research and to spread your investments among a number of different programs in order to reduce the risks. The idea is you should not put all the eggs in one basket. Remember, all HYIPs investments presuppose high risks. Past performance of any programs is no guarantee for the same or similar future performance. However, if you are aware of the risks, conduct a thorough research of the program you would invest in, and NEVER spend or invest what you cannot afford to lose. Bear in mind that in the HYIP world anything can happen in a short period of time that will catch you off guard. Just hope for the best but prepare for the worst!


As I promised on my previous post I will post my payments on Golden Invest on this post. So, here is my small investments...investments that I can afford to lose but paid. If one got his fancy to join me at GI, please click the banner I placed at the sidebar of this page.


Thank you for your visit.



HYIP stands for High Yield Investment Program. Just what it sounds like, it is a program offering a high yield investment and is offered on the internet, through investment website. HYIPs are offering probably the most profitable investments available today, much more than any bank or investment fund can.


HYIPs typically accept investments ranging from $0.01 up to $10,000 or more while promising high returns. These returns are variable depending on the investment plans such as hourly, daily, weekly, monthly and/or 30 days, 50 days, 60 day, 90 days, 120 days, 150 days and even 365 days or yearly. In general, interest rates offered ranges anywhere between 1-5% daily, 2-10% and 3-40% monthly. But it’s not hard to find programs that offer higher profit or unrealistic rate in an unrealistic time frame, if you find one you can be sure it’s a SCAM or Ponzi-like program. Most HYIPs accepts payment through e-currency programs such as e-gold, e-bullion, liberty reserve and v-money; only a few accept PayPal and AlertPay. However, liberty reserve is the most common being used among these currencies.


A Ponzi scheme is a system by which investors are lured to invest in a program by promises of very high returns on the investment. Early investors are paid using the money that later investors invest in the scheme. Things go well until new investors stop joining the system and the money runs out.


Now, if you are considering on making an investment in a HYIP be certain to do diligent research first. Ask yourself whether the claims are too good to be true and how the people running the program generate the high yield returns that you are being promised. You should be careful of the claims people make regarding some secret network or principle that allows them to make excessive returns. If the proponents of the HYIP cannot or will not explain how the returns are made then you may want to avoid investing in the program.

Thank you for visiting.