All you know that you can make money from investing into HYIP. Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.
What exactly is a Ponzi scheme?
Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they do not trade your money or they do not sell you anything. The fact is that a Ponzi scheme uses the money of new investors to pay out old investors. Some Ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it is impossible to find new investors. Or sometimes the legal authorities find out the Ponzi scheme and close it.
A true Ponzi scheme usually promotes what appears to be a real investment opportunity which investors may contribute to without actually being an affiliate, distributor etc. A pyramid scheme, on the other hand, usually requires that participants make a payment for the right to recruit other people into the scheme, at which point they will receive money.
There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.
Be wary of anything that sounds too good to be true. It probably is if it sounds like it might be. Anyone that promises a guaranteed return in any amount of time is probably not legitimate. There is no such thing as a guaranteed return when it comes to investing money. And on any return there is no guaranteed amount that can be returned. So either promise is someone out to scam you. Common sense goes a long way when it comes to investing money anywhere.
Well, it’s still Christmas time and New Year is fast approaching. It’s at the gate and I hear it knocking the door. Well, before this year closes I might introduce 2 to 3 more HYIP programs that have chances of becoming hot this coming 2009. So, for this day I’ll introduce to you another low ROI HYIP that is very promising and has great potential in terms of stability. This program is called, EliteFundGroup. Launched a week ago I find this HYIP so interesting and has every chance to follow the footsteps of this year’s great HYIPs such as SafeAtom, LargeSum, Inofund, W-MTFund, NoRiskInvestment, GoldenNuggetInvest…too many to mention. Ok let’s analyze the program, find out why this is very promising and what makes it so interesting to join.
Visit program: EliteFundGroup
Plans: This program has two plans: Daily Plan and Weekly Plan. The Daily Plan promises investors of 1.4% - 1.9% depending on the amount deposited for 35 business days, that is 7 weeks (5 days per week) or a total of 149% - 166.5% ROI (principal included) after 7 weeks. The Weekly Plan on the other hand is more promising but pays only once every 7 days. On this plan investors earns 11% - 14% weekly for 7 weeks or a total of 177% - 198% ROI (principal included) after 7 weeks.
Minimum investment: $10
Maximum investment: $50,000
Referral commission: 7%
Accepted Ecurrencies: Liberty Reserve and Perfect Money
Witdrawal: Pay within 1 – 48 hours after withdrawal request is submitted 24/7 customer support.
Website and DD: Very professional website design. It looks neat and clean. This HYIP DDoS protected and is hosted in a dedicated server powered by BlackLotus which is undeniably always a distinct advantage. The script they used I think is based on a GoldCoders script but I’m not so sure of it. The domain is registered for 1 year and there is no SSL certificate installed.
Frequently Asked Questions about the Program:
http://www.elitefundgroup.com/page_faq.php
Discussion about this Program:
Network Tools for this Program:
WHOIS for domain elitefundgroup.com
Reverse-IP for domain elitefundgroup.com
Backlinks to domain elitefundgroup.com
Rank Checker for domain elitefundgroup.com
Ping for domain elitefundgroup.com
Traceroute for domain elitefundgroup.com
Address and Contact details: Admin contact is Kendrick Everett of 2715 Fulton Street, Parkersburg, 26003 US +1.3044811432 (Fax) Email Ad: elitefundgroup@gmail.com
Chance to be in Profit:
I think this one is also a great low ROI HYIP with medium-term plans offered. If one make a deposit now the probability of getting paid is extremely high at 80%. Please note that the profit chances are estimated at the time of first online date from this HYIP. Most programs are a pyramid scheme, which means that the chance is getting lower with the time. So it is not recommended to invest based on too old program. Please read my posts on Effective Way to Success and Win at HYIP Investment, Best Strategies to Maximize Your HYIP and Opportunities of Success in HYIP.
Thank you for visiting.
High Yield Investment Programs usually involve in a variety of high risk and volatile field of investment such as Forex trading, Stock exchange, Sports betting, metal trading, etc. There are also HYIPs that do not invest at all, SCAMMERS! From these facts, you can easily realize that there is always a risk associated with investment in HYIPs.
If you are not able to control these risks, you will lose your hard earned money badly. For that reason, you should be able to implement a mechanism to manage and minimize these risks to the smallest possible. The most effective way of minimizing these risks is diversification.
What is Diversification as Applied to HYIPs?
Diversification is a technique that reduces the risk by spreading your portfolio over many programs to avoid excessive risk imposed by HYIPs. In simple English this means “do not put all your eggs in one basket”.
There are certain issues you should consider on how to diversify you portfolio over different programs. Let’s see these issues one by one:
Determining How Many Programs You Should have
Obviously diversifying over 10 programs is better than investing into 2 programs. It is even better to have 20 programs instead of 10. But, it is hard to find 20 solid programs. Therefore , the bottom line for diversification , as far as HYIPs is concerned is that , you have to diversify you portfolio over researched programs as maximum as possible. But, I want to clarify one thing; Diversification does not mean spreading your portfolio over scam programs. Always make a diligent research before you diversify you portfolio.
To put it briefly, diversify your portfolio to at least 5 to 10 well researched programs.
Mixing between Old and New Programs
You may have favorite programs performing well for long time, programs which you have more confidence, well researched and what you think are reliable. But there is a concern in HYIPs arena; there is always a calculated risk even with the most solid program. It is hard or impossible to exactly determine the age of a particular HYIP. For this reason, it is always recommended to mix your favorite HYIPs with new programs.
How Much to Invest Between Each Program
It is obvious that you should spread your portfolio over different programs proportional to the programs credibility. But, you should be careful not to over invest in a particular program.
Let’s see what does this mean, say you have 8 programs and your portfolio is $1,000. It is not advisable to put $450 in a single program while investing $50 each between the rest 7 programs. You should make a balanced investment. Balanced in a sense, spread your portfolio proportional to the credibility of the programs.
Let’s find out how you can do this with your favorite 8 programs and $1,000.
To start with, first group and grade your favorite programs based on their performance and credibility.
Say you have grouped your programs as follows:
• Class “A” (Top Performers) programs – 3 Programs
• Class “B” (Good Choice) programs – 2 Programs
• Class “C” programs (Programs with less credibility than class “B”) – 3 Programs
And your grading for each class is:
• Class “A” is 1.5
• Class “B” is 1.25
• Class “C” is 1
(3 x 1.5) + (2 x 1.25) + (3 x 1) = 10
Now, let’s see how to distribute your portfolio over each class;
> For Class “A” programs: (1.5/10) x $1,000 = $150
> For Class “B” programs: (1.25/10) x $1,000 = $ 125
> For Class “C” Programs: (1/10) x $ 1,000= $ 100
Which means, invest $ 150 for each class “A” programs, $125 for Class “B” and $100 for Class “C” Programs.
Note that each number given is only for demonstration purposes; actual numbers are determined based on the number of your favorite programs and you grading.
You should also understand that the amount of investment for each program depends on other issues, such as the minimum investment of each program. Some programs have minimum investment of $10, $50, $100, $200; even there are programs with minimum investment of $1,000.
I would like to point out that you should always follow-up each of your favorite programs, make evaluations and adjust them accordingly.
In conclusion, there is no ideal diversification formula that is right for every investor- it depends on each program, your financial situation and tolerance of risk. But, if you diversify you portfolio over different programs, your money will always be safe even under the worst case.
Source: hyipexplorer.com
When you begin starting an investment, you may find yourself wondering where you should begin. You may have heard friends or co workers talking about their investments, and decided you should give it a try. You may have also found yourself wondering where they got the money to start or how they knew what to invest in. Then again, there are a lot of people who don’t know where to begin, so they never start at all.
The wide array of investment related choices, the vast amount of information about investing, and the risk alone is intimidating and may prevent you from taking those first steps towards starting an investment. Keep in mind that is doesn’t have to be that way. Believe it or not, you only need to know a few basics in order to begin your career in the world of investing.
The first question most people have is where you get the money to invest. If you look around, you will find plenty of stock mutual funds that allow you to invest with 500 dollars or less. You could use your next bonus at work, your income tax refund, or simply put in some overtime for some extra cash. If you are unable to come up with 500 dollars to start your portfolio, many funds will allow you to skip the initial lump sum investment if you sign up for monthly withdrawals from your checking account.
When starting an investment, you are ready for some long term investments. The step in choosing knows what your goals are. The investment type you choose will depend on the amount of time available before you need the money. Most all stocks are considered long term investments, and therefore it’s best to plan on holding stocks or stock mutual funds for five years or longer.
The next thing you will need to know when starting an investment is your risk tolerance. If you’re the type of person that hides your money under your mattress because you don’t trust the bank, you’re probably not going to feel very comfortable investing in volatile technology stocks.
Now, you may be wondering how to choose an investment. Most investors and experts will recommend spreading your money over several different types of investments in order to reduce the risk, because one type of investment typically does well when another one doesn’t. By having money in more than one type of fund, you’re more likely to get a decent combined return in one category takes a downturn.
When you are ready to begin starting an investment, you should use caution and research everything that is available to you. The above will assist you in getting started; the rest is up to you.
Elite Money is another HYIP which have opportunity and potency become big program, popular and hot HYIP. In my opinion this program is aimed towards the long term and there is a great possibility of earning some decent profit if you decide to join Elite Money now when it’s just started.
Main Investment Areas
Futures operations: during the last some years we have been taken active part in market trades of southwestern
Stocks of source companies, in the first place oil ones, but when valuation, we take into account quantity of proved sources but not filling stations amount. It makes us be confident in future if source prices increase
Currency underestimation, e.g. Chinese yuan, etc.
Elite Money Investment Plan
There are 6 daily plans, 6 weekly plans and 3 monthly plans available. You will get your principal back at the end of the investment term. Their plans are:
a) Daily plans include:
- 1.5% for 60 business days or 2% for 120 business days (for amounts from $10 to $199),
- 2% for 60 business days or 2.5% for 120 business days (applied for deposits from $200 to $1,999) and
- 2.5% for 60 business days or 3% for 120 business days (for the amounts from $2,000 and up to $25,000).
b) Weekly plans include:
- 10% weekly for 12 weeks or 14% for 24 weeks (for amounts from $10 to $199),
- 14% weekly for 12 weeks or 17% for 24 weeks (applied for deposits from $200 to $1,999) and
- 17% weekly for 12 weeks or 20% for 24 weeks (for amounts from $2,000 and up to $25,000).
c) Monthly plans include:
- 60% monthly for 6 months (for amounts from $10 to $199),
- 80% monthly for 6 months (for deposits from $200 to $1,999) and
- 100% for 6 months (for the amounts from $2,000 and up to $25,000).
I would advise you to pay attention more to medium term plans with the duration of 60 business days or 12 weeks. For example, I personally deposited in the 10% weekly for 12 weeks plan. This way you will be able to get your money and principal back in just 3 months which is a reasonable term. I’m almost sure that this program will last for more than 5 months. Of course a monthly plan will be also ok for somebody as you have the opportunity to earn up from 180% in just 3 months.
Referral Plan
Commission: 8% of you referral’s deposits.
Discussions about this HYIP
- Talkgold.com
- Moneymakergroup.com
- Dreamteammoney.com
- Rolclub.com
- Goldage.net
- Moneyfanclub.com
- Hyipstalk.com
- Exchangemoneyforum.com
- Italkcash.com
- Hyipsensor.net
- Thehyipforum.com
- Bigtrader.com
- Investdad.com
- Lifesdream
Network Tools for Elite Money
· WHOIS for domain elitemoney.net
· Backlinks to domain elitemoney.net
· Rank Checker for domain elitemoney.net
· REVERSE-IP for domain elitemoney.net
· PING for domain elitemoney.net
· DNS for domain elitemoney.net
· Traceroute for domain elitemoney.net
Quality of site's design
Standard HYIP script with good and professional design
Complexity and originality of scripts.
Good but not unique or special script/standard HYIP script. All the payments are made automatically to the payment processor account you made the deposit from, you don’t need to request a payout. You don’t need to register in Elite Money to make a deposit. All you need to do is to fill in your payment details and provide your email address. After making a deposit to the chosen plan the system will give you your unique deposit ID number. You can track your deposit stat with your unique deposit ID. Yes, look like Expert Investment one of the profitable HYIP doubler last 1-2 years ago
Security Level
Elite Money's website using DDOS protection powered by BlackLotus and elitemoney is hosted on a dedicated server
Payment System
Elite Money Investments Inc. using Liberty Reserve, e-gold, Pecunix and V-Money as payment options
Elite Money Investments Inc Address
Detail information of domain registrant address protected by blacklotus, so we can't know this information.
Office address in
Chance to be in Profit
If make a deposit now there’s a chance of 80% probability that you’ll get paid. But remember most programs are pyramid schemes, which means that the chance is getting lower with the time.Please note that the profit chances are estimated at the time of first online date from this HYIP. Most programs are a pyramid scheme, which means that the chance is getting lower with the time. So it is not recommended to invest based on too old program. Please read my posts on Effective Way to Success and Win at HYIP Investment, Best Strategies to Maximize Your HYIP and Opportunities of Success in HYIP.
Thank you for visiting.
It is no doubt e-gold because of its so many features is one of the most used e-currency online more especially in HYIP investment. Transfer of fund, even an increment of a cent, from one account to another is made within split of a second. But there are some newbies in online investment who still don't know how to create an account with e-gold and how to fund it. That's the reason why I made a post here. So, here it goes...
Step 1: Go to www.e-gold.com and click, "Create An Account" at the upper left portion of the page.
Accept the User Agreement by clicking on the "I Agree" Button.
Step 2: Fill in the needed contact details and information. Most important is the “Passphrase”, password term used by e-gold. Use the “SRK Console”- button to open up a secure virtual keyboard and enter it with your mouse (prevents keyloggers and trojans from logging your typing on the keyboard).
Always use the SRK console when you log in to your e-gold account. It may be time-consuming, but trust me; it’s worth it, especially if you have high weights of gold in there. Your e-gold number will be sent to the email address you have specified. Remember, e-gold never ever asks for your passphrase. If you receive emails from what seems to be e-gold claiming they need your login information for some reason, delete it! It’s not from e-gold.
Funding your E-gold
Now, when you have your account set up, you have to fund your account with gold in order to be able to make payments. To do this you need to use an Exchange Service which will convert your money into e-gold. Google the key words, “gold exchanger” or “gold exchange service” and Google will report lot of gold exchanger or gold exchange service. Choose one that is near in your place or country if you don’t want the services of those abroad. In the
Thank you for your visit.
Yes, HYIP promises very high return on investment but also very high risk. What must we do? Invest or not invest? You may not believe me but it is possible to get the yields. But how?
HYIP have gained a notoriety that some other elements can only envy. This reputation has dissuaded serious investors from even regarding them and encouraged the shadier elements of the financial district to set up shop using such. Actually, it is quite a pity since HYIP, when legit, can actually be a very valuable tool in generating personal wealth. If you are smart and discerning you will find wonderful opportunities to increase your investment by a sizeable margin.
Certainly, you may not think that all HYIP is just great scam. Though the risk is high, there are actually programs that have been used for years and have been able to give success to investors. In other words, you can look around and find legitimate high yield projects that are not only legitimate but wonderfully productive as well. Any HYIP investor knows the following rules by heart:
When looking for a HYIP that will lead you to success in your quest for personal wealth, look always towards the programs that emphasize transparency. You will want to know how the program develops and what you can expect in return. You will also want a tangible contact. A tangible contact means you can actually talk to the person on the phone or through email.
If a HYIP is promising too much, let's say an 80% return on investment, you have to be wary. Although HYIPs generally give a higher than normal return rate, ROIs that make your eyes pop out are signs to look out for in a bogus enterprise. If they can promise really good rates, then make sure they explain how they can get to that amount. If that is not the case, run for it; the enterprise is probably bogus.
If you are trying an HYIP, then make sure you start small. This way you get to test the waters for stability, legitimacy and other factors as well. If you can check with Better Business Bureaus then that would be an added security on your part and is always good practice when investing in anything.
These rules above tell about the first steps to get high returns on investment successfully. Another very important and wonderful concept to get success from any high yield program is a Test Spend. But what is a Test Spend? Test spend can be explained as a small principal deposit made in a new HYIP to ascertain its viability.
What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not. Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it. Since a HYIP is new, you probably do not know whether it is a paying or a scam programme.
So making a test spend can tell you the reality of the HYIP. If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spends. If all goes right then you can move further to making your real investment and reap the products. This step of making test spend assures that the program is paying at the current time.
And if the HYIP is a scam then you will not get your returns. So do not make any further investments. Thus you are also prevented from being scammed of a larger amount (the larger amount you had initially planned to invest in this particular HYIP).
What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support, total interest returns, and any other facilities that the particular HYIP may promise to its investors.
If the HYIP payment system is automatic you must get your returns without requesting for it. If the payment is manual, then once or also more times request for your interest and see if the payment is actually being made. Many times the payment is not made at all (in both automatic and manual methods).
It is best to avoid further investing in it. In some cases the HYIP may declare that it is not able to make payments due to some genuine problems and would soon resume payments. Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away! So you must not invest more till you are fully sure that the HYIP has started paying regularly.
Where can we use a test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments (say more than 100$). The test spend should be always minimum. Thus invest only that much amount which can be accepted according to the particular HYIP policies on minimum investment.
In the conclusion, it cannot be said that all HYIPs are not legit. It is only saying that there are many that define the name of HYIP. However, if you do look with discernment and perseverance, you are bound to find a jewel in the rough that will lead you all the way to wealth and success.
Knowing the budget of the HYIP admin is very important to win at HYIP arena. This is an effective way to success and win at HYIP investment. A HYIP with a lot of budget tend to last longer....
Here are strategies used to determine HYIP admin’s budget/success in HYIP by Gold_Hunter
Website Script and Design
Not standard script, template and design is important to know their seriousness in the HYIP world and intention to last for awhile. Script and design with more feature and superiority like Swisscash, Fast Market, IT4Us, PIPS, and privateopps (gone and scam) tend to last very long. Of course those sites created with a lot of budget.
Hosting Service
Is that HYIP hosted at shared or dedicated server of hosting ? Sure dedicated server costly than shared hosting, especially if SSL Certificate and DDOS protection included at their hosting plan.
Security
SSL and DDOS protection. The price of SSL certificate is about: $189/year - $1,499/year
The price of DDOS protection starting about $400/month and $200 for setup.
Certificate
Although real company or fake company can buy certificate and register their company name as incorporate or certificated company, we can know their budget from that.
Advertising
Is the HYIP admin buying advertising text or banners? How long a HYIP admin has bought the banner space for? If a HYIP admin is not advertise their program, he is either low on budget and more advertising = higher budget.
Listing on HYIP monitoring sites
As many as possible. Of course at the big, popular and costly monitoring sites not at some of free listing/cheap listing. Be careful…many other HYIP monitoring site’s admin like to be part of the cheerleaders to scamming newbie investors.
So, do you want success at HYIP Investment? Well, I think it is wise to invest at the first week of costly HYIP created with a lot of budget. HYIP experts and veteran investors will do the same I guess.
Happy investing and thank you for your visit.
